9 Best AI Investing Tools for Financial Advisors to Use With Clients

AI investing tools aren’t just for tech-savvy consumers or day traders anymore — they’re becoming valuable assets for financial advisors who want to stand out, better serve modern clients, and demonstrate innovation in their practice.

Whether you’re looking to attract next-gen investors, improve portfolio personalization, or add transparency to your planning process — using AI investing tools with your clients can help you stay ahead of the curve, build trust, and enhance outcomes.

In this guide, you’ll find a curated list of AI investing platforms tailored for financial advisors — based on real-world use, advisor feedback, and how these tools can contribute to lead generation, retention, and client satisfaction.

Why Use AI Investing Tools With Clients?

• ✨ Impress tech-forward clients who expect innovative, digital-first experiences
• ✅ Automate portfolio construction, rebalancing, and tax strategies
• 🏋️ Justify recommendations with real-time data and insights
• ⏰ Free up time to focus on building client relationships and personalized planning

Whether you serve retirees, professionals, or affluent millennials, integrating AI into your investment strategy signals expertise, efficiency, and forward-thinking

Are you a financial advisor looking for more clients for your business?

Not just any clients, but instead, clients you enjoy working with and that enjoy working with you? Clients you know you can deliver for and that appreciate and value your expertise?

If it sounds too good to be true, it isn’t. You can catch my Free Masterclass here to find out more.

What are AI Investing Apps?

Before we go any further, I think we should take a look at what exactly AI investing software is.

In short, AI investing software is a technology that uses sophisticated algorithms that have the ability to identify trading opportunities, form stock trading strategies, and execute trades on your behalf.

This means you no longer have to rely on ‘gut instincts’ or laborious manual research.

Instead, using AI investment apps, you can streamline your investment process, continually optimize your portfolio, and make smart investment decisions based on unbiased information.

However, it is worth noting that while AI stock trading software can provide valuable insights and predictions, it can’t guarantee future performance. This technology is designed to adapt to an investor’s trading strategy and augment it, not replace it and do all the heavy lifting.

What are the best AI Investing Apps?

Before diving into the tools, let me give you some context. Over the last few years, I’ve worked with hundreds of financial advisors — many of whom are actively trying to modernize their practice and appeal to tech-savvy, next-gen investors. One trend I’ve noticed is that advisors who embrace technology (especially AI) tend to stand out more in their marketing, attract more inbound leads, and deliver more engaging client experiences.

1. Streetbeat

Streetbeat is the top choice on this list for investors seeking an innovative and personalized investment solution powered by AI.

This tool offer financial advisors an AI-powered assistant that creates personalized portfolios based on real-time data, market sentiment, and even legislative activity (like their “U.S. Congress Buys” feature). Advisors can use this tool to demonstrate advanced capabilities and give clients access to AI-driven investment ideas.

You can set up client portfolios by choosing risk profiles or themes, and the AI will then generate suggestions and manage rebalancing automatically. Streetbeat pulls from hundreds of live data sources including economic indicators, social sentiment, and news cycles.

Use it with clients to:

• Provide a digital-first experience
• Offer data-backed portfolio suggestions
• Show transparency in strategy

Click here to try Streetbeat

2. Trade Ideas

Active investors and tactical strategies

Trade Ideas is a comprehensive AI stock trading software that leverages artificial intelligence to deliver the most advantageous investment advice to its users.

The software offers a stock screener, backtesting engine, simulated trading environment, and AI-driven alerts. Its proprietary “Holly” AI runs millions of simulations overnight and suggests trades with defined entry, exit, and risk levels.

For advisors working with clients who enjoy market participation or want an “edge,” Trade Ideas can be a great value-add. You might integrate it into client reviews to showcase active opportunities or use its visualizations to explain short-term positioning. It’s best used alongside education and clear risk disclosures.

Advisors can use it to:

• Offer premium insights to active, self-directed clients
• Educate clients on tactical allocations or short-term market setups
• Enhance credibility with quant-style tools

One of the standout features of Trade Ideas is its dynamic learning capabilities, which enable the AI to adjust to evolving market trends.

3. Betterment for Advisors

Best for: Scalable robo-advisor integration

Betterment offers a white-labeled robo-advisor platform that advisors can use to serve smaller or lower-touch clients profitably. Its AI algorithms automate portfolio construction, tax loss harvesting, rebalancing, and long-term asset allocation.

The advisor dashboard makes it easy to manage many clients efficiently, monitor goals, and ensure compliance with fiduciary standards. It’s ideal for RIAs looking to expand without hiring more staff or for firms offering digital advice tiers.

Use it with clients to:

• Provide digital onboarding and goal-based investing
• Serve lower-AUM clients at scale
• Deliver consistent, efficient portfolio management

4. FP Alpha

Best for: AI-assisted holistic financial planning

FP Alpha is an AI-driven planning tool that analyzes tax returns, estate documents, and financial statements to uncover planning opportunities. It allows advisors to offer comprehensive advice without hours of manual analysis.

This financial advisor investing tool shines when you need to impress high-net-worth leads or show proactive planning across non-portfolio domains. The AI flags gaps or opportunities and even generates customizable reports to help explain recommendations in plain English.

Use it with clients to:

• Deliver broader, more valuable advice
• Save hours on document analysis
• Add tax and legal planning support without outsourcing

5. Charles Schwab Intelligent Portfolios

Best for: Trusted brand with automated portfolio management

Charles Schwab Intelligent Portfolios combines robo-advisor automation with the brand reputation and infrastructure of Schwab. It automatically builds, monitors, and rebalances diversified ETF portfolios based on client goals and risk profiles — without advisory fees.

For financial advisors, it offers a way to scale planning while staying within a respected financial ecosystem. Schwab also offers a premium version with financial planner access, and its tools integrate seamlessly with Schwab Advisor Center for firms already custodied there.

Use it with clients to:

• Offer passive investing with built-in trust and automation
• Serve smaller accounts efficiently through a respected platform
• Pair automated investing with planning to deliver hybrid service

6. Ziggma

Best for: Transparent portfolio grading and client education

Ziggma scores client portfolios based on key indicators like risk, diversification, and performance. The visual dashboards help clients understand their investments — which builds trust and improves engagement.

It’s a great engagement tool for quarterly reviews or onboarding. You can even use Ziggma’s scorecards to initiate conversations about reallocation, asset consolidation, or potential performance issues — backed by data instead of opinion.

Use it with clients to:

• Visualize the strength of current portfolios
• Educate clients during reviews or onboarding
• Frame future recommendations with objective data

7. Wealthfront for Advisors

Best for: Low-touch, goal-based investing at scale

Wealthfront is a digital-first investment platform that uses AI to manage portfolios through features like automated rebalancing, tax-loss harvesting, and cash optimization. While originally direct-to-consumer, some advisors use it as a reference or comparison point when building their own robo-advisor-style offerings.

Their Smart Beta and Path tools provide clients with goal-based projections and transparent allocation adjustments. If you’re an advisor building your own digital tier or want to serve clients who favor automation and autonomy, Wealthfront’s model can serve as both inspiration and integration.

Use it with clients to:

• Inspire or replicate AI-based automation in your own stack
• Compare or compete with consumer-facing AI robo-advisors
• Demonstrate how technology enhances client outcomes

8. Altruist

Best for: All-in-one custodian and portfolio management platform for RIAs

Altruist is a modern custodian platform built specifically for registered investment advisors. It combines digital account opening, performance reporting, portfolio rebalancing, and trading — all in one sleek, user-friendly platform. Unlike traditional custodians, Altruist is designed with simplicity and automation in mind, making it easier for advisors to scale without bloated software or complex integrations.

Advisors can use Altruist to cut back on administrative overhead and provide clients with a seamless digital experience. From mobile access to real-time account transparency, it supports both back-office efficiency and forward-facing client trust.

Use it with clients to:

• Streamline onboarding, transfers, and portfolio rebalancing
• Deliver modern digital experiences across web and mobile
• Eliminate the need for multiple tech vendors with one all-in-one platform

9. Pontera

Best for: Managing held-away 401(k) assets with AI-powered visibility

Pontera (formerly FeeX) is a secure platform that allows financial advisors to view, manage, and report on clients’ held-away retirement accounts like 401(k)s — without needing to take custody. It gives advisors the ability to provide holistic advice by incorporating these assets into the planning and investment strategy, all while staying compliant.

Their dashboard uses automation and AI-driven analysis to detect high-fee funds, suggest alternatives, and track performance. By integrating these previously “invisible” accounts into your client workflow, you can add value and deepen relationships — especially with clients still in the accumulation phase.

Use it with clients to:

• Provide true holistic planning across all investment accounts
• Analyze 401(k) holdings and suggest better fund lineups
• Add value for pre-retirees without needing asset transfers

Visit Pontera

Conclusion

AI investing tools for financial advisors are no longer just optional — they’re becoming part of what clients expect from modern advisors.

By incorporating these platforms into your workflow, you can:

• Offer more personalized, data-backed investment solutions
• Attract clients who value innovation and digital convenience
• Differentiate your practice in a competitive landscape

📌 Want to learn how to turn tools like these into qualified appointments? Check out our lead generation strategies for financial advisors.

If you are a financial advisor looking to get more leads to attract and serve clients you truly enjoy partnering with, you can see my Free Masterclass here to learn more. 

FAQs: AI Investing Tools for Financial Advisors

Are AI investing tools safe to use with clients?
Most tools on this list are built with compliance, data security, and financial regulations in mind. That said, advisors should always vet platforms for fiduciary alignment, data policies, and integration with their custodian or CRM before use.

Can AI tools replace a financial advisor?
No — AI is a support system, not a substitute. These platforms help automate processes like rebalancing, proposal generation, and portfolio grading, but they can’t replicate personalized planning, emotional intelligence, or strategic guidance.

Which AI platform is best for advisors with tech-forward clients?
Tools like Streetbeat, FP Alpha, and Betterment for Advisors offer a strong mix of automation, modern UX, and personalization — making them great choices for clients who expect digital-first experiences.

Do AI tools help with compliance and documentation?
Some tools — like FP Alpha and Altruist — automatically generate reports, recommendations, or logs that can help with audit trails and compliance workflows. While not full compliance platforms, they enhance documentation and transparency.

Which tools are best for scaling without hiring more staff?
Betterment for Advisors, Charles Schwab Intelligent Portfolios, and Altruist help you manage more clients with fewer manual steps, ideal for growing your AUM while keeping operational costs low.